a wave of SMS fraud in the plastic card market in Russia

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time of publication: July 5, 2010, 10:57 last update: July 5, 2010, 01:01 p.m. A new fraud scheme has appeared on the bank card market. Owners of "plastic" receive SMS messages about blocking the card, and to unlock it they ask for all the data on it. Having received them, scammers write off funds via the Internet. Alfa-Bank and Citibank have already warned their customers about sms-tricks, writes RBC daily. Alfa-Bank posted on its website a warning about cases of receipt by cardholders of fraudulent SMS messages with information about card blocking and a request to call back to unlock it, as a rule, to the indicated mobile number. In an interview with a client, fraudsters are asked to indicate the details of the plastic card: its number (including CVV / CVC codes), validity period, code word. “Then, according to the data of these cards on the Internet, fraudsters make any operations,” says Aleksey Golenishchev, head of the Alfa-Bank payment systems interaction department. “There are times when fraudsters offer a client to go to an ATM and sign up for Internet banking and then give them the login and password that he will receive at the ATM. Only in this case they promise to unblock his card. Fraudsters, receiving in addition to the card number the details of access to the Internet bank, write off all the funds that were on the account. " According to Alexey Golenishchev, the purpose of the SMS mailing is the same: collecting data on a plastic card. Golenishchev says that when banks send out information about blocking a card, they indicate a direct phone number, not a mobile phone number in their contact information, and the bank's SMS messages themselves contain part of the customer’s card number. Sberbank regularly sends SMS messages to its customers warning of possible cases of fraud in order to lure confidential information of cardholders, "Igor Lipanov, head of the Sberbank payment and settlement department, told RBC daily. Citibank also sent out to its customers notifications with a warning that the bank sends SMS messages only from certain numbers, such as Citibank or CitiAlert and other addresses, but not simple mobile phones. At the same time, Citibank asked if it received I have sms messages of suspicious content to contact the bank. "In such messages sent from incomprehensible numbers, fraudsters on behalf of the bank are usually asked to participate in any campaign allegedly by Citibank or to confirm any operation by sending a unit or deuce to the number from which sms came. In this case, money is simply debited from a mobile phone, "a Citibank call center warned. According to the Bank of Russia, as of April 1, 2010, banks issued 128.8 million plastic cards in Russia, of which 117.7 million were debit cards. pieces, credit - 8 million pieces.The article is cited from the site: [url = ttp: //www.newsru.com/] ttp: //www.newsru.com/ [/ url]

 

[Матушкин Андрей Николаевич]

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