The most common fraud patterns on the net.

[DronVR]

The most common fraud patterns on the net.

1. Work at home. High salary! The wave of unemployment that swept the entire civilized world could not but become an occasion for the development of new “wiring”. More precisely, the scheme itself is as old as the world, but interest in it has flared up in a new way. And all because of the crisis. “Work at home. Secondary education, high salary ”- dozens of such ads can be seen on the street, in the subway, on the Internet, even in newspapers. It would seem that one should be wary: for what will this very “highest salary” be paid to a person without education and special skills? But people believe: they believe and call the indicated phones. Then they are asked to pay, say, 1000 rubles, and in return they offer a kit for training a new employee. In fact, this kit turns out to be a bundle of papers (at best, a disc), indicating how to “breed” a couple more brothers in misfortune. Or this option: you are offered a job of proofreading or layout of the text. To get a permanent job, you need to complete a test task, which (attention!) Will be sent to you for a symbolic sum of 300 rubles. Like, "I'm sorry, we were often deceived and we didn’t carry out any tasks, so we ask you to leave such a deposit." Well, what could be more touching than deceivers who justify their hard life? On this and earn.
2. You have become the 1000th visitor. You receive a letter, for example, from Spain - or any other distant country - but always in English. In it you are congratulated on the fact that once, having visited a certain site, you automatically became a participant in the prize draw - and you won! Prize - a large amount of money or a car. To get it, you just need to transfer a certain amount of money to a certain account in order to pay for the delivery of the prize to Russia. Naturally, money leaves irrevocably and without a trace. There are cases when people lost several thousand dollars in the hope that now they will finally be sent their winnings.
3. Become a landowner. The scam begins with the deceiver buying some overgrown field and dissecting it into small sections. Each piece is sold to a separate victim for exorbitant money. Here the talent and charm of the deceiver himself play a role: his task is to convince the victim that soon they will build a highway or build an amusement park and the land will rise in price every ten times. Fake building plans and documents are used. Naturally, no construction is actually planned, and the scammers disappear, leaving their victims on a worthless piece of land.
4. The pyramids. The classical financial pyramid involves the involvement of hundreds to several thousand “investors”, each of which makes a relatively small amount of money. The promised gigantic dividends are paid at the expense of newly arrived victims. According to a more advanced scheme, participants in the pyramid are invited to independently attract their friends and acquaintances into the “business”. For each convert a certain fee is paid (and it is collected from the same converters). Your friends are invited to do the same - and so on ad infinitum until the pyramid is exposed or its creators decide to collapse the shop.
5. Innovative business. This wiring is designed for people with money and free views. Fraudsters seek out those who are willing to take risks and dream of their own business, and ask to invest in their business. As a business plan, a potential “super-idea” is proposed to a potential investor, most often using revolutionary technologies or some personal invention. Golden mountains and returns are promised to the victim in the first six months after investing, but as soon as the so-called businessman receives money, he naturally evaporates.
6. Work on the phone. Another scam from the category of "work at home". The most attractive is the promise that "you will be able to earn money without breaking away from your usual affairs." Allegedly, one hour a day is enough to recapture your weekly earnings at your main job. Naturally, no special skills are again required. You only need to pay for the employee certificate and a special phone number. The ending of this story is predictable.
7. Goodbye car. The main victims of such scams are private car dealers. In a crisis period, when prices began to fall by leaps and bounds, people do not really care about the benefits of selling and try to quickly get rid of property - until its price drops to zero. This is what pseudo-buyers use, offering the seller a higher price, but ... provided that the payment will be in the form of a bank check or a receipt for a third party. By the time the seller discovers that the check is fake, and the receipt is framed for a "dead soul", the buyer already manages to overtake the car abroad or resell.
8. Time to invest in stocks. With the onset of the crisis, the value of shares of many super-companies fell by 50, or even 80%. Therefore, many analysts began to chorus the general public to buy securities, while they are so cheap. Like, after 3 years, when the crisis is over, the shares will go up in price at times and their holders will be able to earn pretty much. A flurry of such recommendations could not fail to play into the hands of scammers. Pseudo-brokers ring up beginners or potential investors and offer to buy so many shares of a certain company. It supposedly should soon rise due to a change in management or a transition to a new efficient production. Moreover, the employees of this company themselves have already begun to buy its own securities, which is direct evidence of its rapid growth. Just hurry - there are very few stocks left. Having spent about 20 thousand dollars, investors soon discover that they invested in a dummy company. As a rule, this is some one-day event, registered a few days before the start of the scam and existing only on paper. Or a company with a long, but not the most successful history. Clear business, it is impossible to sell such shares.
9. Letter for you. This scheme is called phishing. To organize such an operation, a fraudster needs a computer and a client base of some bank. Fortunately for lovers of easy money, these bases can be purchased on any radio market. So, you receive an email allegedly from the security department of your bank. You are informed that your savings may have been attacked by fraudsters, so the bank needs to conduct a full audit of your financial transactions. This requires the smallest detail - your passport data and access codes to your bank account. Once scammers get this data, they can do anything with your money. Remember: no bank will ever ask you for personal data and even more so the pin code of your card.
10. We are betting, gentlemen. Another category of the most frequent victims of fraudsters is gambling. And this is not about the regulars of the casino and slot machine lovers who, in fact, are deceiving themselves. Cashing in on fans of racing and other sports competitions. For example, you want to bet on a horse or a wrestler, and some helpful and knowledgeable person offers to sell you a “secret” - who is better prepared for the competition, who is limping on one leg, etc. Burned-out players are not caught on this, but for beginners, all the time. Another scheme: you are asked to put money on such a horse. Like she will win, the fraudster knows for sure. In return, he asks for 50% of the winnings, and in case of failure promises to compensate for the damage. Of course, the bet does not win, and the fraudster evaporates immediately the payment field

Source @DarkWay

 

[Turdubaev Dastan]

Interesting and useful! Thanks for exploring the pitfalls of the internet!