Internet Fraud

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Internet Fraud
Internet shops!
When buying goods online, it is very difficult to recognize a fake. However:
- You should be guarded by too low a price for a certain product, as well as the lack of an actual address or phone number of the seller.
- Call the seller by phone and find out the features of the goods already known to you. Fuzzy answers or incorrect information that you were informed should be a reason for refusing to purchase.
- Make inquiries about the seller, and only then decide whether to deal with your chosen online store.
- Use the services of courier delivery and pay the cost of the goods upon delivery.
Internet begging!
On the Internet, ads may appear from a charity, an orphanage, orphanage asking for financial assistance for sick children. Attackers create a backup site, which is an exact copy of the present, change the details for the transfer of money.
- Call the specified organization, check the current account number or visit it personally, make sure the accuracy of the information posted.
Phishing
Phishing is a type of Internet fraud, the purpose of which is to obtain data contained on your plastic card.
Attackers send out emails on behalf of banks or payment systems and report changes in the security system and ask for a pin code and data on the card. Subsequently, this data is used to make a fake plastic card and cash out the funds contained in your account.
A variation of this type of offense is calls to citizens' cell phones allegedly from representatives of the bank with a request to pay off the loan debt. When a citizen reports that he did not take a loan, he is asked to clarify the data contained on the plastic card.
- Remember that banks and payment systems never send letters and do not call citizens' phones with a request to provide their data.
If such a situation occurs, you will be asked to come to the bank in person.
Telephone scams
If you received a call from a radio station informing you of a lottery and a request to activate an express payment card to receive a prize:
- Turn on the indicated radio station and make sure that the program is actually broadcast live.
- Remember that the largest cellular companies, together with the radio station, when conducting lotteries NEVER require activation of express payment cards.

If you received a call from an allegedly close relative or acquaintance with information that he was in an unpleasant situation, he faces criminal prosecution and is invited to give a bribe to a law enforcement officer who is ready to resolve the issue:
- Ask the "relative" leading questions, the answers to which both of you know, or ask to describe yourself;
- Ask to which police station a relative has been taken. Dial 02 and find out the number of its duty unit. Find out if your relative is actually there and who is involved in this business;
- Call back to the mobile phone of the caller. If it is disabled, outline a circle of people who may know about his whereabouts (work colleagues, friends, relatives), contact them to clarify the information.

You may receive a call from an alleged representative of your cellular company with a proposal to replenish your account with an express payment card, but first inform your personal PIN code by calling back to a specific number.
- Remember that you need to activate express payment cards exclusively through a special short number indicated on the card, and no one will be given a personal code.

Citizens may receive sms with a proposal either to protect you from SPAM mailing, or to take part in the promotion from your mobile operator. It is proposed to send a “free” SMS message consisting of a set of digits to one of the short numbers, and then follow the link to remove your name from the list. As a result of these manipulations, you will lose about 100-150 rubles, but you will still receive SPAM.
- Call the service provider, find out how much will be debited from your account when sending sms to the specified number, then inform about the information that came to your phone. The operator will determine who sends these sms and will block his account.

Recently, citizens began to receive sms messages on their mobile phone from supposedly acquaintances with a request to deposit money into their account.
- Call back the specified number and find out the identity of the sender, and then make a decision. Most likely you decide not to litter the money.
By following these recommendations, you can protect yourself and your loved ones from criminal attacks by intruders.
Source: https://otdel-k.khakasia.ru/news.html

 

[Матушкин Андрей Николаевич]

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Internet fraud methods

Internet fraud methods
Types of Internet Fraud
Now on the Internet you can find a huge variety of all kinds of methods of fraud, fraud and deception. The World Wide Web has become a good tool for all kinds of scammers.
Magazine profile reviewed various ways of fraud, pumping money out of people.

Internet fraud and deception
When Ostap Bender announced about his 400 methods of comparatively honest money taking, he could not take into account the possibilities of the Internet, mobile telephony, advertising, and mailing lists. As well as the fact that his desire to "retrain into management houses" can be put on a commercial basis. Using ordinary mail.
In the mailbox, the author, like any Muscovite, finds a heap of epistolium. From Reebok's annual greetings to heart-rending calls to get out of the binge and take advantage of Libero brand diapers. Greetings from diapers - immediately in the trash, and from other messages the bills for the apartment, phone and light are eliminated. So to speak, daily we separate the seeds from the chaff.
But contagion infiltrates these precious seeds of communal reform. Among other accounts, a printout of a typical utility payment is found, provided with a note: "Surcharge for services of a t / s for MG / MX operator MTT." From it it turns out that 1180 rubles 00 kopecks are due from me, and a discount is given for 1146 rubles 00 kopecks, and all I have to do is 34 rubles and again 00 kopecks. It is clear that against the background of traditional bills for the rubbish heap at the entrance, turning off the elevator, knocking out traffic jams five times and other amenities of the native housing complex “34 rubles” and especially “00 kopecks” look harmless. Why not pay along with other bills? One thing stopped: I did not enter into the binge, as already mentioned. And I don’t remember to use “t / c on MG / MX”, and even in “intrazonal mode”. Even under oath, I’m ready to beat myself in the chest with my fist and assure that I did not enter into such a relationship and generally condemn. Therefore, I decided to postpone the bill.
The next morning, it turns out that in the MGTS pricelist the letters MG and MN denote long-distance and international communications, and MX is not a beast at all known to telephone operators. And MGTS did not send me any payment with an extra charge. I do not know how many recipients of such a payment spent time on a call to MGTS. But if at least a couple of thousand Muscovites paid this bill, then the scammers received a tidy sum. Then calmly closed the account and disappeared.

A similar method of withdrawing money spread to the Internet. Letters were sent to the Russians' e-mails informing them that they had become winners of the “email address contest”. Then followed an offer to pick up a prize in the amount of 25 thousand rubles. A small addition: “To receive the win, pay the state fee in the amount of 194 rubles. Within 48 hours after payment, you will receive instructions on how to receive the winnings. ” And then a payment was attached with the details of a certain company “Transfer Systems” with an account with Impexbank. Where a certain number of "lucky" and transferred money. Well, at least those of them who did not pay much attention to the email address of the organizers of the “contest”: judas@about.com (“Jews around”).

For fraudsters Impexbank swelled. Since the gullible "winners of the contest", without waiting for a win, called there. Somehow, the idea that anyone can open a bank account did not enter the heads of gullible fellow citizens. And even more so, anyone has the right to offer his neighbor to send there a little extra money. “I don’t understand why the bank doesn’t want to return the money to me,” victim Yury Alaev is indignant at one of the forums. - After all, I sent money to the bank. Let them return! ”
African passion
Impexbank, which had nothing to do with this scam and became a victim of scams because of its popularity and fame, was lucky: it lost a few nerve cells. Other online scams end more dramatically.

A letter to my friend the other day came: “Dear Ivan Mikhailovich! We are interested in investing in a promising business. Your company meets our criteria, and we are ready to consider investing in your business in the amount of $ 110 thousand to $ 240 thousand. If you are interested, please contact us ... "

The company with Ivan is mainly student. And he prefers “investments” in the form of a “Tuborg” box. So Ivan shrugged and sent this “investment memorandum” into the bin. As most recipients of such messages do. Most, but not all.

Such scenarios are called "scam number 419." This is the number of the related article in the Nigeria Penal Code with which the history of “investment proposals” began. Another name is Nigerian Letters. Traditionally, it looks like this: the widow of a certain Nigerian politician whose family suffered as a result of the next coup, flood and fire at a local zoo, asks for help with the withdrawal of the remnants of the state from the country covered by the civil war. For this, he asks for permission to transfer a large amount to the addressee’s account, and he can keep interest from it - “for services”. Only one thing is required in return: send a small payment to “pay for the services of lawyers”. The credulity of Europeans and Americans turned out to be so great that a special conference was convened in New York, at which Nigerian President Olusegun Obasanjo personally assured the audience that official Lagos had nothing to do with these scams and would take sanctions against banks used by fraudsters.

However, some victims of the “African scam” did not believe the Nigerians for the second time: one Czech pensioner, who had lost all his savings on this, shot and killed a Nigerian diplomat in the center of Prague.

The African initiative was also picked up in Russia. Fraudsters buy stolen databases of large banks and send out investment offers to their clients. All that is required is “pay for operating expenses”. Adjusted for the latest news, such proposals “come” from Iraqi businessmen, companies counting on the Russian market “in connection with Russia's accession to the WTO”, and even from Pinochet’s wife, who was once again involved in a showdown.

From the same series “letters of happiness” that you became the winner of a certain company competition. To get a win, you just need to purchase some inexpensive little thing from the "catalog" of the company or subscribe to the unknown magazine "Money is not Happiness." Moreover, fraudsters find it difficult to refuse a very academic sense of humor: some of these letters were sent on behalf of Loterea la Primitiva.

Petersburg recipes
Plastic card fraud, which my colleague was so afraid of, remains no less popular than “Nigerian letters” .
One of the options is that fraudsters acquire a database of cardholders of a bank, organize auto-ringing and dial their “customers” numbers. A mechanical voice on behalf of the bank informs: scammers used your card, you urgently need to call this number, go through data reconciliation and enter the card’s PIN code from the phone keypad to block it. Next up is the hacker technique.
But most often scammers get access to data through "their" person in a processing center or a trade organization, in which a lot of card payments are made. Last summer, for example, in St. Petersburg, the case of a group of fraudsters involved in the withdrawal of money from plastic cards of citizens was investigated. It turned out that the information leak occurred in one of the major retail chains. The group emptied at least 60 plastic cards. It was St. Petersburg, according to the Ministry of Internal Affairs, that ranks first in Russia in the number of "card" thefts - 80% of the total number in Russia. Another 13% falls on Moscow. It is practically safe to have a plastic card in Morshansk or Buinsk. Only nowhere to use.

Since Odessa became a foreign country, Petersburg has generally held leadership in the field of features of the national hunt for other people's money. One of the schemes widespread in North Palmyra is “You are in big trouble.”

A middle-aged lady has a telephone ringing: “Hello, you have problems. Your son got into a fight and stabbed him (the option was to hit a police officer) ... Talk to him yourself ... ”Next, the lady hears the voice of an absurd son who says in incoherent phrases that he needs money, one and a half thousand euros, which is necessary for such- then bring it to such and such subway station. The lady frantically collects the required amount for friends and relatives. And in the evening a son appears at home. It turns out that his remarks were recorded ahead of time on a dictaphone under the guise of a telephone sociological survey.

The “K” department of the St. Petersburg Department of Internal Affairs says that more and more professionals are appearing in the field of telephone and Internet fraud and it’s becoming more difficult to keep track of “scam innovations”. According to security officials, at least every 20th mobile phone owner in St. Petersburg is faced with telephone fraud.

In addition, St. Petersburg entertainers learned to deftly gut bank cards using ATMs . Devices were installed on the devices that can read information from cards and thus give scammers access to your money. Moreover, such a “perestroika” of ATMs took on the size of an epidemic: once in a day, about 300 clients contacted the Industrial and Construction Bank, whose ATMs “took” money from the card.

In general, the St. Petersburg news in the field of IT fraud is Klondike. And what else to expect from a city where two dodgers managed to sell 700 meters of railroad to a Swedish subject? For only 1950 euros.

"Call me, call ..."
For scammers who lack the ability to “perfect” ATMs, a telephone was invented. And all kinds of "bells and whistles" to him. The most famous method of fraud is online advertising of all kinds of ringtones and games for mobile phones. You pay for the ordered “content” from an Internet wallet and wait for the latest version of the national anthem of East Timor to be sent to you. Before the carrot conspiracy.

There are more intimate ways of phone raking. Recently I received a simple SMS: “Hello, how are you?” Without a signature. Natural reaction: “Who could it be?” I frantically sorted through the memory of everyone who might be interested in how I was doing. I remembered the bank, which was delayed by the next loan payment, the editor, who again did not find me at work, and even one pretty girl from Penza, who forgot to ask her name in the morning. And only one thing kept me from the response message: I can not send SMS. And in the evening everything was clarified: with the help of the same Ivan, who was offered to "invest in the company."

“This is a new type of cabling,” my savvy friend explained. - You, of course, send a reply SMS and receive a message about the following contents: “I am Tanya. I miss at home, I just dialed the first number I got. I hope not distracted. " Then SMS flirting develops. And a few days later it turns out that your SMS to that number went for an additional fee. " “And who invented this?” - I ask. "Like who? - sincerely surprised my friend. - Your colleagues are journalists. TV people. Type "Send SMS to a short number and write who will stay in" House-2 "...

Another variant of telephone scams is with the help of an auto attachment to the newspaper “From Hand to Hand.” A telephone rings at the advertiser for a car: “Hello! I'm Zhenya, remember, you showed me the car. I also said that I would buy ... There is such a thing ... I had an accident near Klin. And besides your number, not one is dialed - something from the blow is buggy in the mobile phone. And the money runs out on him. I beg you, buy an express payment card, inexpensive, I will call you back and write down the PIN code. Please ... I will come - I will thank ”. And they are buying ...

Orphan of Kazan
“Pity wiring” is one of the most popular types of IT fraud. Starting with the banal girls from dating sites who are ready to call and meet with the gentleman who has taken the initiative, but “only now the money on the mobile phone has run out, buy an express payment card, reset my code, and I'll call you back, ok?”. The 18 year old acts like karbofos on cockroaches.
The appearance of Internet “orphans” has become popular in Kazan. My questionnaire, located in the local section of the dating site, received a message equipped with a photo of a sweet and a little shy girl: “Sorry for such a late concern. My brother and I are currently in Kazan. But it turned out that today we have nowhere to sleep. If you have the opportunity to contact someone about inexpensive accommodation for one night, help !!! We will be infinitely grateful to you, even if nothing happens - thanks in advance. Our phone ... ”It is clear that a real gentleman (especially if he is single or his wife away), having brushed away a tear of tenderness, says that he is ready to shelter a cute“ girl with a brother ”at home without any charge. Fantasy draws how a girl shyly waved her fluffy eyelashes, how they lay down a fair-haired and blue-eyed little brother of a bayinka and drink tea in the kitchen under a cozy lampshade. The girl took a shower and wrapped herself in a huge terry towel, her gentle head gratefully bent on the benefactor's shoulder ... Having dismissed the vision, I returned to the harsh reality.
“Of course I can help you,” I tapped on the keyboard. "Thank! - the answer immediately followed. “Indeed, the world is not without good people.” - "I'll pick you up now." - "Thank you very much. We are on the corner of the Rebellion and the Decembrists. ”
The girl did not deceive: indeed, she was waiting for me on the corner of the Rebellion and the Decembrists. And the fantasy did not disappoint: brother really turned out to be fair-haired. Height is about 180 cm, weight - 90 kilograms. And realism did not disappoint: just in case, I also took my little brothers with me. Three ...
The Kazan Orphan scheme has spread to other cities. In Moscow, mainly through “live magazines” - blogs, where the next generation with such pleasure shares their IMHO about why the Earth is round, Coelho is “super”, and the new blockbuster is “completely sucks”. And with the carelessness of a roller skunked by Snickers, it is ready to shelter a "girl with a brother." Moreover, it did not read the Iliad, and Coelho did not give instructions about the Trojan horse. Then from the apartments of young benefactors, telephones, “video cards” and mother’s jewelry box disappear.

However, there were always scammers. And this is not a reason not to use the latest achievements of civilization, whether it be bank cards, mobile phones or anti-dandruff. Therefore, I boldly leave at least part of the accrued salary on a plastic card.
Jan ART
Profile Magazine - Point.Ru
© 2006 GlobalInfo LLC

 

[Матушкин Андрей Николаевич]

Thank!