Real Estate Fraud

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One company needed a room in the city center. We chose a communal apartment. All tenants agreed to the terms of eviction proposed by him, only one girl requested a two-room apartment in exchange for her room. It was not possible to persuade her, then they found a "groom" for her. A fake young man was given a car and a separate apartment for temporary use. A month later, the young decided to get married. It was decided to twist the family nest in a small country house. To do this, they sold the "apartment of the groom" and the room of the bride. After paperwork for the house, the groom disappeared. And the girl was left without a groom, and without an apartment

Forgery of documents
In the process of concluding and completing an apartment purchase and sale transaction, one has to deal with a large number of different documents. They are the basis for the transaction, and it is with them that a variety of methods of fraud are associated. Here are some of them: re-sticking photos; use of sheets of various passports in the passport of one citizen; falsification of registration stamps in passports; falsification of photocopies of identity documents; presentation of fake payment documents or presentation of falsified documents proving ownership of the apartment.

Deception by proxy
Under the pretext of providing assistance with the exchange or resettlement, fraudsters receive a power of attorney from the owner of the apartment for the right to make any transactions with the apartment, and then draw up an agreement for the sale of the apartment without the participation of the owner. And they can even write out the owner from it.

Sometimes fraudsters, in order to take possession of someone else's living space, fake a power of attorney for the right to dispose of real estate.

Most often, such a scam usually easily passes under the pretext of speeding up the process. And the fraudster as a result draws up the client’s real estate for himself. After that, the apartment is immediately for sale. And the contract reveals the absence of a clause on liability and the fraudster quietly disappears with money.

Legal advice
It is impossible to prove the fault of the broker, because the swindler concludes a real power of attorney ...

Refusal to pay an apartment
Although rare, but still there are cases of unlawful seizure of an apartment without payment (full, partial or pre-agreed amount). When buying an apartment, the fraudster simply does not pay money or gives only a part of the amount promised for the transaction. Moreover, people who cannot defend their rights (alcoholics, drug addicts, mentally ill, etc.) often become victims.

To obtain consent for paperwork or a power of attorney, criminals use very diverse methods of influence: from the use of psychotropic drugs to the direct threat of physical violence or torture.

The following documents must be closely monitored during a housing transaction.

* title documents for property (privatization, purchase and sale, donation, exchange, inheritance agreements, certificate of title, certificate of housing cooperative registered in the committee of municipal housing).
* Help BTI (explication);
* extract from the house book;
* copy of financial personal account;
* certificate of absence of debts for utilities;
* if minors live with the seller - the decision of the guardianship commission;
* permission from the spouse to purchase or alienate real estate;
* additional permits (if people with limited legal capacity live);
* contracts of previous transactions with the apartment;
* certificate of payment of real estate tax.

What to do?
* You can’t sign anything without checking all the documents of the other party, and not just their availability, but full compliance with legal standards;
* beware of people seeking to do everything urgently or those who undertake the execution of all documents on their own;
* in the calculations it is more expedient to use not a cash, but a current account. The transfer (receipt) of money must be made in the presence of relatives, acquaintances, who can subsequently be witnesses in court.
Source: https://juliki.ru/flats/82-prodazha.html

 

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“For a long time we saved up money to buy the long-awaited apartment. The intermediary company raised money from us, and a contract was concluded. The case was beneficial for us, buyers, and for the builder, and for intermediaries. But when the deadline came and the house was built, we were told that the company intermediary for some reason did not buy the house from the company that was engaged in its construction. And it turned out that we gave the money, but could not get housing. It’s like we bought apartments (more precisely, they were built with our money), but in reality they didn’t belong to us! ”

Each person, buying an apartment, is afraid to be cheated, but also does not want to overpay. Therefore, fraudsters easily find those who will not refuse to buy an apartment cheaper without unnecessary risk.

Intentionally withholding information
This method of fraud involves terminating an already concluded transaction to the detriment of the buyer of the apartment. Having bought an apartment, you can not suspect that a person lives in it, who usually is registered with a neuropsychiatric dispensary or is a patient of a drug dispensary (i.e. an alcoholic or drug addict). And any tenant registered legally (especially provided that he is incapable of work and there is no place for resettlement), in the case of the sale of an apartment, has the right to stay in it. It does not matter who owns it. After some time, the relatives of this unhealthy person go to court with a certificate of his insanity and terminate the transaction. The court at the same time, no doubt, decides that the buyer should return the money paid for the apartment. The trick in this case is that the amount indicated in the contract of sale of the apartment, as a rule, is much less than the amount that was actually paid for it. In addition, there is no certainty that even this amount will be returned to the buyer. Because, transactions committed with the mentally ill, alcoholics, drug addicts, can be protested within ten years. During this time, the money paid for the apartment can be spent by them.

No less trouble will be the purchase of an apartment in which a person is serving a sentence in prison. He may not be discharged from the apartment, and he will retain the right to reside in it.

Often an apartment is sold by proxy after the death of the landlord . The transaction in this case is invalid.

“Wrong address”
There are such situations. A trusting citizen, often from another city, is shown a luxurious apartment in the city center. He agrees to the purchase. And the documents later turn out to be executed on a one-room slum somewhere on the outskirts. In such cases, coincidences in street names are used, and they can even specially fix the necessary signs on houses or apartments. Very often, such frauds occur in transactions with suburban real estate. Sellers show a luxurious three-story villa, while documents are drawn up at a nearby barn.

Sale of an apartment by agreement of several persons
It is known that when selling an apartment, which is the joint property of the spouses, the consent of both owners for its sale or exchange is necessary. But often spouses become scammers, agreeing in advance on joint actions. Suppose an apartment was purchased during the marriage, but framed by one of the spouses. The notary will certainly require the consent of the second spouse to the transaction. However, you can “lose” your passport and instead get a new one without a marriage registration stamp. In this case, after the transaction is completed, the second spouse may file a lawsuit in court to declare the transaction invalid on the grounds that he was not asked for consent to it, and he, of course, is against it. As a result, the court will return everything to its place, and the buyer, if he gets his money back, is likely to have a smaller amount, since a different amount may be indicated in the sales contract.

"Own office"
In order to make a deal, fraudsters often use fake notary seals, and sometimes even open a fake notary office (the famous pharmacist Sonya Zolotaya Ruchka did a hundred years ago when she “sold” the house of the Moscow governor-general to an English company). Aces scammers perform such scams right in the walls of a real notary’s office and bring the victim to a double of a genuine notary sitting nearby. But if the client prefers to use the services of a familiar notary public, it is unlikely that he will be able to escape from the tenacious hands of deceivers. Because in this case, false registration of a transaction in state registration authorities can be carried out. The scam partner will offer to bypass huge queues to arrange a deal through his "familiar" employees. It’s hard for fraudsters to refuse masterfully conducting such performances. As a result, the victim herself begins to persuade the scam participants to “solve the problem”, and even offers to pay extra for such a “good deed”. In the meantime, there is a false registration (within an hour and a half), and the buyer gave his passport, the dealers have time to go to the bank and remove from custody the money that the buyer put there to ensure the security of the transaction. It ends with the fact that the victim’s money disappears, and such transactions are considered null and void.

What to do?
Under the pretext of reducing taxation when registering the purchase and sale of an apartment, an understated price is often indicated in the contract. And after the entire amount has already been received, the sellers find an excuse to terminate the transaction and return the amount specified in the contract. Get all the money back is almost impossible. Therefore, carefully study the contract before signing it.

Before transferring money, obtain an extract from all tenants from the purchased apartment.

All necessary documents must be presented at the time of purchase. Here is a list of these documents:

* title documents for property (privatization, purchase and sale, donation, exchange, inheritance agreements, certificate of ownership, certificate of housing cooperative registered in the committee of municipal housing);
* Help BTI (explication);
* extract from the house book;
* copy of financial personal account;
* certificate of absence of debts for utilities;
* permission from the spouse to purchase or alienate real estate;
* additional permits (if people with limited legal capacity live);
* contracts of previous transactions with the apartment;
* certificate of payment of real estate tax.
Source: https://juliki.ru/flats/81-pokupka.html

 

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Il y a des cas fréquents où les transactions immobilières ne se déroulent pas sans heurts. Par exemple, une personne acquiert un appartement d'une autre. Et le contrat semble être rédigé correctement et signé par les deux parties, et le processus d'achat et de vente s'est déroulé sans aucune difficulté. Cependant, après un certain temps, il s'avère soudain que l'ancien propriétaire foncier n'a pas pris en compte les intérêts de ses enfants dans la privatisation du logement. Et du point de vue de la loi, ils sont tout simplement restés sans espace de vie, même si, bien sûr, théoriquement, ils pourraient avoir un autre appartement.

Si ces enfants (qui ont déjà atteint l'âge de la majorité) déclarent leurs droits à l'appartement, la transaction sera très probablement résiliée. C'est alors que commence le long processus de restitution de votre argent par le biais du tribunal. Est-il utile de mentionner que de telles situations sont souvent jouées par des fraudeurs, en particulier dans les grandes villes et les capitales?

Bien sûr, afin d'éviter de tels malentendus et d'acheter un appartement à Moscou sans complications, vous devez connaître quelques règles simples qui vous permettront de vous protéger des mauvaises surprises:
1. Vous devriez demander au département du logement si la privatisation de la propriété qui vous intéressait s'est déroulée correctement.

2. Si vous offrez beaucoup d'argent pour votre appartement ou si vous vous proposez un appartement à un prix ridicule, il s'agit très probablement d'une offre d'arnaqueurs. Faut-il dire que personne ne s'est volontairement départi de son argent, ainsi que de ne pas se déprécier à la vente d'un bien immobilier? Personne, sauf les escrocs, qui organise tout de telle manière que vous leur devrez encore une somme bien rangée.



3. Souvent, les fraudeurs utilisent une méthode qui ressemble à une situation plus ou moins réelle. Par exemple, un fraudeur vend un appartement à quelqu'un, puis va au tribunal avec une demande d'invalider la transaction pour une raison ou une autre.
L'argent dans ce cas est bien sûr retourné à l'acheteur. Mais l'astuce est que le contrat indique un montant beaucoup plus petit que celui qui a été réellement payé. Et prouver au tribunal que vous avez payé dix fois plus pour l'appartement que celui indiqué dans le contrat de vente est très problématique, presque irréaliste.

4. Autre stratagème de tromperie assez courant: un fraudeur vend un appartement, puis déclare qu'il ne sera pas délivré parce qu'il n'a nulle part où aller. Et il demande au tribunal d'annuler la transaction.

Le tribunal prend le parti de l'acheteur ou du vendeur, décidant qu'il est nécessaire de restituer l'argent à l'acheteur de biens immobiliers. Mais les escrocs dans ce cas affirment le plus souvent que l'argent reçu a déjà été dépensé, et ils acceptent de le payer sur leur salaire mensuel.
Nos lois sont telles que pas plus de 30% ne peuvent être déduits du salaire, donc payer le prix plein d'un appartement peut prendre environ 50 ans, et parfois bien plus.
Source: https://www.egsnk.ru/articles/id789/

 

[Матушкин Андрей Николаевич]

Merci, instructif.

 

[Турабян Владимир]

MERCI, SIÈCLE - VIVRE, SIÈCLE - APPRENEZ!

 

[Частный детектив Самара.]

"Il n'a pas pris en compte les intérêts de ses enfants dans la privatisation du logement. Et du point de vue de la loi, ils sont simplement restés sans espace de vie, bien que, bien sûr, théoriquement, ils pourraient avoir un autre appartement." Alors, où obtenez-vous ces informations? Il existe un département de tutelle et de tutelle, vous avez probablement entendu dire que pas un seul notaire public, aucune chambre d'honneur ne vous fera un accord sans le consentement de l'organisation susmentionnée. Il est très facile de contourner le système de contrat en général, mais pour une raison ou une autre, le montant le plus petit est indiqué dans le contrat, oblige le vendeur à transférer des fonds sur votre compte au même numéro que celui où il a signé le contrat. Et si le vendeur demande le retour de l'appartement pour le montant spécifié dans le contrat, vous pouvez facilement prouver le prix réel.
"Vous devriez demander à la Housing Management Authority si la privatisation de la propriété qui vous intéressait s'est déroulée correctement." Je ne comprends pas du tout, qu'est-ce que le zheu a à voir avec ça? Toutes les informations sont dans un endroit complètement différent, dites-moi où, cher avocat? Écrivez-vous ne sais pas quoi: mal:

 

[Плотников Юрий Михайлович]

Remercier!

 

[Арсен]

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