At the moment, definitely write a statement if you want at least some chance to return the money. And for the future you can never be led to such things, ANY loan offer where they say that you need to pay first, and then get the amount - KIDALOVO! All costs associated with the processing of a loan are paid in the size of the "body", which, subsequently, will be paid by the recipient of the loan, as a result, a person receives, for example, 10,000 on paper, and in real life all costs, insurance, etc. are taken away from him. D. and in his hands he receives in the end, for example, too, already 8,000, but will pay off 10,000. So let them think. The old rule, if there is an opportunity to do without a loan - do not take it!