currency exchange fraud.

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currency exchange fraud.
The first method of fraud: "throw with a rebound"
This method is used quite often, since it is almost impossible to prove the fact of fraud here.
To use this method, a fraudster needs only a few months of training, because the main thing here is to put money in the tray correctly.
In theory, the cashier should put money to the side of the tray that is closer to the client. This is done by honest cashiers and scammers. What is the difference? Fraud here is a special way of throwing bills. Having trained you can learn how to throw money into the tray so that 2-3 bills will bounce back to the back of the tray. The client often does not count cash. After all, he sees with his own eyes how the cashier counts the money in front of him and is sure that everything is right.
Moreover, an ordinary person has no habit of rummaging around the tray with his hands.
If the person nevertheless counted the cash and saw a shortage, the fraudster can always point him to the tray and say that you need to look carefully. So you also find yourself to blame.
If the lack of money is discovered later, after the person leaves the exchange office, then nothing can be proved here, as they say, "count the money without leaving the cash desk."
As a rule, such scammers will deliberately carefully recount money before your eyes so that you can be sure that everything is right.
A variation of this method of fraud is lubricating the tray with honey or jam, or just some kind of sticky liquid. In this case, the lower bill simply sticks to the bottom.

The second method of fraud: "magic zeros"
This type of fraud operates with exchange rates. Everything here is also relatively "clean."
"Version" tells of a case that occurred in one of the currency exchange offices near the metro station "October Field". “Having heard a lot about the“ scammers ”from Moscow exchangers, I tentatively calculated the amount that I should receive in exchange for the currency on a mobile phone calculator. What was my surprise when the amount given to me in my hands was 700 rubles different from what I calculated. Naturally To the reasonable question, where is the rest of the money, the cashier, in the best traditions of Soviet trade, answered that “there are ads for the blind.” Indeed, I found a tiny piece of paper on the armored glass of the exchanger, on which it was written in tiny print that this rate is valid for exchanges of more than $ 1,000. For other operations, a different rate is applied, much less than that which was declared on the facade of the institution. However, after several minutes of educational work, I managed to get my money back. "

Another type of fraud associated with "magic zeros" uses a scoreboard with exchange rates. For example, a currency purchase rate of 26.8 rubles per 1 dollar on a board or board may be designated as "26_8". In fact, this means that the exchange rate is 26.08 rubles per 1 dollar. If the client discovers a shortage, they tell him that the scoreboard simply ended with zeros.

The third method of fraud: "Your money is fake"
For fraud, the legislation of the Russian Federation is used here. According to the law, cashiers can, at their discretion, seize suspicious banknotes, and if they find an obvious fake, they must call the police. Fraudsters take advantage of this, suspecting any denomination given to them as false. Usually the victims of this method of fraud are people who change small amounts of money, for which they won’t contact the police, or, on the contrary, change a lot of money, such people are usually very busy and also will not bicker over several hundred rubles. You may also be offered to exchange this money with a small commission. There is already an open fraud.

Method Four: "No Dollars!"
Fraudsters often negotiate with cashiers, offering them, for a fee, to tell customers that the currency for the exchange is over.
The following case is given in the article: the described happened about a month ago near the Belorussky railway station. Victor decided to purchase 1800 dollars in the exchanger. However, it was not possible to do this the first time: the cashier reported that there were only 1,200 available. Victor was about to search for another exchanger, just as if for no reason a "man" had appeared, expressing a desire to turn in 1,500 greens. At first, Viktor initially refused the offer to change money without a cashier, he was afraid that there would be fakes among them. To which the fraudster said that money can be checked right there in the exchanger. We checked the money, the deal took place. And in the evening of the same day, Victor, having carefully examined the banknotes, discovered that four 100-dollar bills were fakes, and of extremely low quality. Well, cashiers are also mistaken. Especially if it is beneficial to them.

The fifth method of fraud: draining illiquid
The story described in the article occurred in one of the banks located on the Arbat. The client put $ 100 in the tray, of which 50 he wanted to exchange for rubles. It was alarming that the cashier did not require, as it should be, documents for issuing a receipt. And for good reason. The 50-dollar bill, which he received along with the rubles for change, was later not accepted at any exchange office. According to the cashiers, it was “oiled” and could only be exchanged at Sberbank with a large commission. In addition to "oiled" bills, trusting citizens often slip torn or dilapidated money.
Source: http: //aferizmu.net/content/view/71/26/

 

[Матушкин Андрей Николаевич]

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I needed to immediately change a hundred dollars. I went to one of the shops where there is a currency exchange. I go to the window, it is closed. At this time, a young man comes up to me and speaks with the words: "Are you coming to me? To change? How many do you have?" Upon learning that I want to change a hundred dollars, the guy offered me to go to the window, and he pulled out the keys and began to ring hard with them, supposedly opening the door. Then he stopped and asked what year the bill was being exchanged. The guy took a piece of paper, turned it this way and that, looked at the light, returned it to me and asked me to wait until it turned off the alarm. I unfolded the bill and, to my horror, discovered that it was 1 dollar! I rush after the "banker", and his track has already caught a cold. I returned to the store after a couple of hours. On the porch there is a girl upset to tears: it turns out that she was just “thrown” just a few minutes ago. Moreover, exactly in the same "scenario" - keys, alarm ...
This girl and I came to the police. There, they refused to accept our applications: "You yourself are violating the rules of currency exchange! A fraudster did not sit at the exchange office, why did you change him? You do not have a bank receipt, therefore, the bank managing this exchange office has nothing to blame for." So we did not achieve anything. They called this bank and found out that their cashier was sick. Why then does the corresponding announcement not hang on the exchange office? If it were, the crooks simply would not have a reason to stand at this exchange point. We filed a complaint with the currency department of the National Bank, where we promised to sort it out. And as for the police ... I was advised to turn to familiar employees - otherwise there would be no sense. By the way, the saleswomen of the store - young girls - told me that this happens before their eyes almost every day. To my question, why in such cases they do not call the police, the girls were silent, hiding their eyes. Afraid, I understand ...